TEN SOURCES OF HIDDEN DOWN PAYMENTS

In a transaction involving a loan from a traditional Lender there are fairly strict rules about what is allowed for down payments.  But in transactions involving Creative Financing, anything of value to the Seller or anything that increases the Buyer’s equity in the property will make a safer transaction for the Seller.  Ten of my […]

CREATIVE COMBOS—COMBINING ASSUMPTIONS WITH SELLER FINANCING.

As discussed in earlier Blogs, two of the most important techniques in the Five Pillars of Creative Financing are Assumptions and Seller Financing.  And when used together they can provide some great results! First, Let’s Dispel the Myths: Too many folks are allowing transactions to DFT when the Buyer doesn’t qualify for a loan, rather […]

WOULD YOU EXCHANGE YOUR REAL ESTATE FOR UNSECURED, NON-INTEREST BEARING PROMISSORY NOTES?

I bet that a lot of you think that I have lost my mind by asking such a stupid question! But the truth is that this is what most Sellers want to do! Before you call the looney bin to have me admitted, take a minute and look closely at this photo of a $50 […]

FRESH STRAWBERRIES—ONLY 5 CENTS A QUART!

Wouldn’t you love to buy fresh strawberries at only 5 cents a quart?  Who wouldn’t?  But of course you can’t.  In fact, you couldn’t even buy them at that price during World War II, when 5 cents a quart was the official price controlled by the government.  And of course, that is the point, and […]

FIVE WAYS TO FINANCE THE SALE WHEN THE BANK SAYS “NO”

Actually, I lied! There are literally dozens of ways to finance the sale of real estate without using Bank Financing. The reason that I only mention five in the title is that this Blog will discuss the “Five Pillars of Creative Real Estate”.  These Five Pillars are individual, independent Creative Real Estate techniques, but when […]